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New Hampshire money tips: Protecting your home

Advice offered by Marc Hebert, a founder of The Harbor Group Inc. The company is a registered investment advisor. If you have any questions about finance or if you’d like to suggest a future topic, email [email protected] home is probably your biggest investment and protecting it with the proper insurance coverage is extremely important. Now is the time to review your policy – don’t wait until you have a potential claim.There are a few things about your coverage that might surprise you. For instance, consider whether you are covered for the following:MiceIt is hard to find a house that hasn’t had to deal with them. If they chew up your insulation, for example, it isn’t covered.Ceiling damageThe person doing repair work just damaged your ceiling. This is likely covered – it doesn’t matter who damaged the property. Damage to furnitureThe same repairman also damaged your furniture. Is this covered? In most instances, no – damage to furniture would only be covered if caused by a known peril, such as fire. Water damageLiving by the river is wonderful. Unfortunately, heavy rains just caused it to flood into your basement. Now you have water damage. Is this covered? No – you would … Read the rest