insurance company

Widower’s car insurance increases after wife’s death, practice is unfair| Betty Lin-Fisher

Joe Kline of Suffield got an unwelcome surprise when he phoned his insurance agent after his wife of 52 years, Angie, died in April of pulmonary fibrosis. 

Kline wanted to keep insuring two vehicles, but assumed that his insurance rate would go down with one fewer driver. 

Instead, it went up by about $20 per half. 

“That’s when I got my hackles up,” said Kline. “I didn’t think it would be cut in half, but it shouldn’t have gone up.” 

That made no sense, Kline said, since he was now half the liability to the insurance company. Kline said he knows it’s not much money, but it was the principle that irked him. He lost his multiple-driver discount. 

“So I guess they’re going on the assumption that if you no longer have your spouse in the passenger seat screaming at you to quit tailgating or slow down that makes you a bad driver, right?” he said.

Kline drove a truck for a living and never had an accident in 35 years. If he was a good driver the day before his wife died, why is he a bad driver the day after she died, he said? 

“Just give me a

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How to Find Someone’s Insurance Info

  • You can find auto insurance information through the police, DMV, or through your own insurer. 
  • In some cases, you’ll have to use your own coverage to pay for vehicle repairs.
  • There are some circumstances where you won’t be able to file a third-party claim, even if you aren’t at fault.

Accidents can result in thousands of dollars in medical bills and repairs. Fortunately, insurance is available so you can recoup the costs. If you’re hurt or your car is damaged in an accident that’s someone else’s fault, you can often file a claim with that person’s insurance company. 

While getting someone’s insurance information at the scene is ideal, it may not always be possible. If you’re involved in a hit-and-run, or the at-fault party refuses to cooperate, there are ways you can protect yourself. 

How to get someone’s car insurance information

While frustrating, there are some actions you can take if someone you’re involved in an accident with is uncooperative. You can request help from the police, contact the DMV, or work with your provider to find out who the at-fault party’s insurer is, says Anastasia Allmon, a personal injury attorney at Farris, Riley and Pitt

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Too risky to insure? Why your homeowner’s insurance could go up in smoke

Estimated read time: 5-6 minutes

SUMMIT PARK — There are good reasons insurance companies drop customers from their homeowner’s policies: non-payment, not taking care of the property, or too many claims.

None of that applied to Peter Ingle, who has lived in his home nestled in the forests of Summit Park for 25 years.

In August 2021, his neighborhood was evacuated when faulty parts on a passing vehicle sparked the Parley’s Canyon Fire off Interstate 80. The fire burned more than 500 acres.

The wildfire triggered a visit from Ingle’s homeowners insurance company, Allstate, shortly thereafter.

“My insurance company called and said they’re coming out to just check out the areas around our homes to make sure they’re sort of fire safe,” Ingle said. “We didn’t think much of it.”

In November 2021, Ingle said he got bad news: Allstate was dropping his insurance.

Ingle called his insurance agent, who assured Ingle he was working with Allstate to change their minds.

When February came around, Ingle’s agent still didn’t have good news.

“He goes, ‘The reality isn’t your property, it’s the adjacent that’s the problem,” Ingle explained.

In the letter sent to Ingle from Allstate, the reason given for

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4th Florida property insurance company has gone bankrupt

TALLAHASSEE, Fla. – Nearly 80,000 Florida homeowners will have to find new insurance, after Southern Fidelity declared bankruptcy. The Tallahassee based company is the fourth insurer to declare insolvency since February.

Southern Fidelity’s bankruptcy filing is concerning because, according to insurance agents, a large portion of those dropped customers will likely have to reinsure their homes using Citizens Property Insurance — the state-owned property insurance company. Insurance agents say Citizens has ballooned as a private company, and just one hurricane could detrimentally affect homeowners across the state.

Southern Fidelity’s shutdown comes less than a month after state lawmakers held a special session to stabilize what’s been described as an industry in crisis. The company announced in early June, that it won’t be able to purchase reinsurance in time for the 2022 Hurricane season.

According to state insurance records: Lighthouse Property Insurance Corporation, Avatar Property and Casualty Insurance and St. Johns Insurance Company shut their doors over the past four months. Local insurance owner and agent, Sean Way, tells News4JAX, finding some of these homeowners affordable new policies can be challenging.

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“Especially for those that are on fixed incomes, they have now retired,” Way said. “And they

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4th insurance company limits writing new business in Florida

TAMPA, Fla. (WFLA) — A Tampa Bay area homeowner is angry at state lawmakers.

Tina Hemme, a health care worker from Palm Harbor, is scrambling to secure property insurance before a storm hits. Meanwhile, 8 On Your Side has learned a fourth insurance company is now limiting business in the Tampa Bay area.

“They’re not listening,” Hemme said. “They may say they care about their constituents, I don’t believe it.”

During a special session last month, state lawmakers passed significant reforms. They say the market will eventually stabilize. Until that happens, 8 On Your Side is striving to continue to expose the reality on the ground for families.

A month ago, Lighthouse Property Insurance sent Hemme a cancellation notice. The company was losing money and was forced to liquidate.

“We have been – literally every day – stressed, stressed, stressed,” Hemme said. “Right now, paradise doesn’t look like paradise to us anymore.”

As Hemme waits for Florida’s new property insurance laws to kick in, another company – Heritage Insurance – is suspending new business in multiple counties, including Polk County.

Heritage is joining three other insurers also declining to take on new homeowners in parts of the state: Southern fidelity,

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