Some Chapter 13 bankruptcy payments may be changed or suspended depending on the details of your case.
You may be able to consolidate payments or adjust the amount you pay in order to make your Chapter 13 payments more affordable. Deferment is another option.
Other options include asking for a hardship discharge, changing to Chapter 7 bankruptcy or dismissing and refiling your case.
If you find yourself in a situation where you’re unable to keep up with Chapter 13 bankruptcy payments, it may be possible to have the payments deferred or even have the repayment plan modified.
Deferrals are a temporary solution for those experiencing unexpected or sudden financial challenges. Typically, payments can be put off for a month or two. After that, you may need to consider requesting a modification to your repayment plan or switching to Chapter 7 bankruptcy. Here’s how to decide if deferring Chapter 13 payments is right for you.
What if I can’t make the payments on my Chapter 13 plan?
One of the most common questions people in debt ask